Funding Options
Understanding the details of care funding for yourself or loved ones can be daunting, but there are avenues to explore to make sure the support needed is received. From NHS funding to personal health budgets and local authority help, there are ways to cover the costs of personalised elderly care services at home.
Funding and Personal Health Budgets
If the criteria for NHS funding are met, full care costs could be covered, providing significant financial relief. To determine eligibility, the first step is to request a Continuing Healthcare Checklist from the GP. This simple screening tool helps assess whether you or your loved one meets the criteria for a comprehensive assessment of healthcare needs. Once completed, it can pave the way for potential coverage of care costs, making sure affordable home care services for the elderly are accessible to those eligible.
Another avenue worth exploring is the option of a Personal Health Budget (PHB), which offers more control and autonomy over healthcare expenses. With a PHB, individuals living with disabilities or long-term health conditions can have a say in how their care funds are allocated and utilised. This empowerment allows a more personalised approach to managing healthcare needs, making sure that resources are tailored to address specific requirements. Collaborating with your or your loved one’s local Clinical Commissioning Group (CCG) can provide access to resources and support tailored to individual needs, making the process of managing healthcare expenses for personalised home care solutions more flexible and accommodating.
Partnering with a local Clinical Commissioning Group (CCG) opens up a world of resources custom-tailored to cater to your or your loved one’s needs and preferences. This collaboration means that a care plan is finely tuned to match individual circumstances, which encourages optimal health outcomes and improves overall quality of life. Through this partnership, you can gain access to a wealth of support and expertise aimed at providing the best possible care experience.
Maximising Financial Support for Elderly Care
Under the Care Act 2014, Local Authorities are required to evaluate individuals requiring care. After a thorough needs assessment, a financial evaluation finds out whether you or your loved one are eligible for funding. If assets fall below £23,250, help may be available.
What’s more, Direct Payments offer a unique opportunity for individuals to have more control and autonomy over their care funding. Direct Payments offer the flexibility to decide how allocated funds are used for personalised home solutions, allowing for a more tailored and personalised approach to meet care needs. This empowerment means that specific affordable home care services for the elderly that are most beneficial to you or your loved one can be accessed, improving quality of life and promoting independence.
In circumstances where NHS or local authority funding isn't available, self-funding is a practical solution. By utilising liquid assets or exploring financial products such as equity release, expenses associated with care can effectively be covered. This approach offers a customisable way to manage costs according to your or your loved one’s unique situation and needs.
Plus, make sure benefits that you or your loved one are entitled to are received by exploring options like Attendance Allowance, Pension Credit, and Carer's Allowance. These benefits can significantly contribute to making personalised home care more affordable, making sure the best care possible is provided.
Contact Us
Reach out to our professional home care advisors at Kingsley Home Care to receive personalised support tailored to you or your loved one. Discover how to access the help you need for your loved ones' care.
